Simple Checking
Keep it simple. Back to basics plus overdraft protection options for when life throws the unexpected at you.
- Free Online Bill Pay
- No monthly service charge
- No minimum balance
- Overdraft Protection options
Simple Checking1
Open Now| Minimum Daily Balance for Stated APY | Dividend Rate |
APY |
Minimum to Open |
|---|---|---|---|
| $0 | 0.0% | 0.0% | $5 |
A Workers Simple Checking account gives you:
Debit or ATM Card
CO-OP Shared Branching
Online and Mobile Banking
Overdraft Options
Even Safer Transactions
Use the CardValet® app to manage your card security and contact us to register your debit card for Mastercard SecureCode, a security PIN to make purchasing online with your card even safer.
1Rates subject to change at any time without notice unless otherwise noted. Rate may change after the account is opened. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. Annual Percentage Yield (APY) and rates are effective as of 9/9/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly. See account disclosure and account terms and conditions provided at account opening for additional information.
2The first instant issue card is free but there is a fee for any additional or replacement cards. Please see our fee schedule for details. Other institutions may impose a surcharge for use of their ATMs.
3Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.
4Simple Checking is eligible for Overdraft Privilege and qualifies for other overdraft options; Checking Account Line of Credit and Sweep Account Transfers. See account terms and conditions provided at account opening, rate sheet, and Reg E opt-in form for additional information. Fees will apply, see our fee schedule for details.