Business SaveUp Savings
Your Money Working Smarter
Cross over into more savings with our highest earning tiered business savings account. Watch your savings grow with small, attainable tiers that keep more earnings within reach.
Partner with the Workers Business Team to reach your business goals. Visit your local branch to learn more about or to open a Business SaveUp Account!
Earn up to 3.56%
- Earn our highest business rates immediately
- No monthly maintenance fees
- Membership account
- Minimum $5 to open
Calculate Your Business SaveUp Earnings
Use the calculator below to estimate how much you could save with a SaveUp account.
Bank on the Go
Free online and mobile banking make it easy to keep track of your saving. Always know your balance by setting up text alerts and easily deposit checks with a few taps on your phone.4
Business SaveUp Savings
| Minimum Daily Balance for Stated APY | Base Rate |
Base APY |
Minimum to Open |
|---|---|---|---|
| $0–$499.99 | 3.50% | 3.56% | $5 |
| $500–$999.99 | 3.50% | 3.56% | $5 |
| $1,000–$1,999.99 | 0.55% | 3.56%-2.06% | $5 |
| $2,000–$2,999.99 | 0.60% | 2.06%–1.57% | $5 |
| $3,000–$4,999.99 | 0.65% | 1.57%–1.20% | $5 |
| $5,000–$6,999.99 | 0.70% | 1.20%–1.06% | $5 |
| $7,000–$9,999.99 | 0.75% | 1.06%–0.97% | $5 |
| $10,000–$12,999.99 | 0.80% | 0.97%–0.93% | $5 |
| $13,000–$16,999.99 | 0.85% | 0.93%–0.91% | $5 |
| $17,000–$20,999.99 | 0.90% | 0.91%–0.91% | $5 |
| $21,000–$24,999.99 | 0.95% | 0.91%–0.92% | $5 |
| $25,000–$29,999.99 | 1.00% | 0.92%–0.93% | $5 |
| $30,000–$39,999.99 | 1.05% | 0.93%–0.96% | $5 |
| $40,000–$49,999.99 | 1.10% | 0.96%–0.99% | $5 |
| $50,000–74,999.99 | 1.15% | 0.99%–1.05% | $5 |
| $75,000–$99,999.99 | 1.20% | 1.05%–1.09% | $5 |
| $100,000–$249,999.99 | 1.25% | 1.09%–1.19% | $5 |
| $250,000–$999,999.99 | 1.25% | 1.19%–1.24% | $5 |
| $1,000,000 or more | 1.25% | 1.24%–1.25% | $5 |
1 Rates subject to change at any time without notice unless otherwise noted. Rate may change after account is opened. Offers may be withdrawn at any time. Subject to membership eligibility. Workers Federal Credit Union membership required; minimum balance to open membership account is $5, unless otherwise noted. $5 will be held in account until the account is terminated, at which time it will be returned to the account owner. Annual Percentage Yield (APY) and rates are effective as of 8/18/2021. Fees may reduce earnings. See our fee schedule for specifics. Interest compounded daily and paid monthly.
2The minimum balance required to open this account is $5. You must maintain a minimum daily balance of $5 in your account each day to obtain the disclosed annual percentage yields as per our disclosed rates. See rates table above for the breakdown of tiers, rates and minimum balance to earn dividend requirements.
The highest APY range listed assumes a deposit of $3,000,000 for illustration purposes only. There is no maximum deposit amount. There is a limit of one (1) Business SaveUp account per entity as a primary owner.
3 The calculator ESTIMATES the total interest to be earned after a one-year period. The interest amounts and APY calculations assume that the dollar amount balance remains in the account the entire year. Any deposits/withdrawals to the balance
amount will change the total interest earned. The blended interest rate is the combination of the different interest rates applied per savings tier amount, resulting in an overall effective interest rate for the total amount of the deposit. Please
view the SaveUp Rates for more information on the interest rates per tier.
4 Text, data, and messaging rates apply for downloading/utilizing the app and text alerts.